Q4 FY 8182 Bank Unaudited Provisional Financial Statement

पत्रिकाहरूमा सम्बन्धित बैकहरूबाट प्रकाशित अाव २०८१–८२ काे चाैथाे त्रैमासकाे अपरिस्कृत वित्तिय विवरणहरू । यसमा थप अध्ययन र टिप्पणी पछि गरिनेछ ।

EPS 17.31, Nerworth 163.8, qepe 14.99, carT1 9.41%, car T2 13.32%, RE +1.07 arba

EPS 8.7, Nerworth 142.19, qepe 27.23, carT1 8.94%, carT2 12.98%, RE -2.79 arba

eps 8.76, networth 155.42, qepe 26.02, carT1 8.94% carT2 12.45%, RE +76.55 crore

27.63, networth 241.04, qepe 11.84, carT1 11.93% carT2 13.36%, RE +2.877 arba

eps 24.10, networth 219.97, qepe 15.93, car T1 9.88%, car T2 11.77%, RE +1.86 arba

eps 18.93, networth 168.83, qepe 19.80, carT1 9.81% carT2 9.86%, RE +2.91 arba

eps 37.99, networth 247.39, qepe 18.47, carT1 10.42% carT2 13.28%, RE +4.95 arba

इतिहासले सम्झने मर्जर

क्लिकमाण्डु डटकमकाे विशेष प्रकाशन माैद्रिक सुशासनमा प्रकाशित साभार लेखकाे मूल इतिहासले सम्झने मर्जर « Magazine मा पढ्न सकिन्छ । साभार लेखकाे सम्पूर्ण अधिकार क्लिकमाण्डुमा नै रहनेछ । 

प्रकाशित मिति : जेष्ठ ११, २०८२ आईतबार ११ : ५४ बजे

काठमाडौं । इजाजतपत्र दिने उदार नीतिका कारण च्याउसरी खुलेका बैंक तथा वित्तीय संस्था तीब्र प्रतिस्पर्धी बजारमा खरो उत्रिन नसकेपछि वित्तीय क्षेत्रको ‘कन्सोलिडेसन’ले छलाङ मारेको छ । संख्या घटाउने उद्देश्यले नेपाल राष्ट्र बैंकले बैंक तथा वित्तीय संस्थाहरुलाई आपसमा गाभ्न/गाभिन प्रोत्साहन र दबाव दिने नीति सफल देखिएको छ ।

राष्ट्र बैंकले २०६७ सालमा मर्जरमा जान प्रोत्साहनको नीति अबलम्बन गरेपछि छोटो अवधिमै ‘स्वतःस्फूर्त’ मर्जरमा उल्लेख्य प्रगति भयो । मर्जरमा प्रोत्साहनको नीति अबलम्बन गर्नुअघि नै ८ संस्था आपसमा गाभिएर ४ वटामा झरिसकेका थिए । लक्ष्मी बैंकले र हाइसेफ फाइनान्स गाभेर २०६१ साउन ११ गते लक्ष्मी बैंकको नाममा एकीकृत कारोबार सुरु गरेसँगै नेपालको वित्तीय क्षेत्रमा मर्जरको सुरुवात भएको हो । यो नै इतिहासको पहिलो मर्जर थियो ।

त्यसको ३ वर्षपछि अर्थात् २०६४ कात्तिक १ नेपाल बंगलादेश बैंकले आफ्नै समूहले लगानी गरेको नेपाल बंगलादेश फाइनान्सलाई गाभ्यो । यी दुइवटै मर्जर राष्ट्र बैंकको दबाबमा भएको थियो ।

प्रतिस्पर्धाका नाममा जथाभावी र अनियन्त्रित लगानी गर्दा धेरै संस्थाहरु धरासायी बने । सुशासन कमजोर बन्दै गएपछि सर्वसाधारणको निक्षेप जोखिममा पर्न थाल्यो । सन् २००८ मा घरजग्गाका कारण आएको विश्व आर्थिक मन्दीको असर नेपालमा पनि सन् २०१० मा पर्‍यो ।

राष्ट्र बैंकको मर्जर नीति आएपछि पहिलोपटक २०६८ असार १ गते हिमचुली विकास बैंक र बीरगञ्ज फाइनान्स गाभिएर एच एण्ड बी डेभलपमेन्ट बैंकको नाममा कारोबार सुरु गरे । त्यसयता १५७ गरी कुल १६१ मर्जर सम्पन्न भइसकेका छन् । २०७० सालमा बैंक तथा वित्तीय संस्था प्राप्ति सम्बन्धी नियमावली जारी भएपछि संस्थाले अर्को संस्था प्राप्ति गर्ने बाटो खुल्यो ।\२०७२ साउन ७ मा राष्ट्र बैंकले बैंक तथा वित्तीय संस्थाहरुको न्यूनतम चुक्ता पूँजी ०७४ असार मसान्तसम्ममा ४ देखि २५ गुणाले बढाउनुपर्ने घोषणा ग¥यो । पुँजी बढाउनुपर्ने दबाबले बैंकहरुलाई ‘फोर्स मर्जर’ मा जान बाध्य बनायो । अझै पनि केही बैंकले मर्जर तथा प्राप्तिको बाटो खुला नै राखेका छन् ।

’म गभर्नर हुँदा मर्जर गर्ने उदेश्यले पुँजी बढाउने नीति लिएको थिएँ, अहिले बजारमा देखिएको मर्जरको उपलब्धि त्यही नीतिका कारण हो,’ पूर्वगभर्नर डा. चिरञ्जीवी नेपाल भन्छन्, ‘मर्जरमा हामीले सोचेभन्दा राम्रो प्रगति हासिल भएको छ ।’

मर्जरपछि कर्मचारी व्यवस्थापनमा मुख्य चुनौती देखिएको छ । त्यसैले केही मर्जरमा सोचेअनुसारको सिनर्जी र पर्फरमेन्स देखिँदैन ।

‘संस्था गाभिएर एक त भए तर कर्मचारीहरुको मनस्थिति र व्यवहार अझै पनि पूर्णरुपमा एकीकरण हुन सकेको छैन, ग्राहकलाई गर्ने व्यवहार पनि फरक पर्ने देखिएको छ,’ पूर्वबैंकर पर्शुराम कुँवर भन्छन्, ‘मर्जरपछि बनेका संस्थाको पर्फमेन्स पनि अपेक्षा गरे अनुसार देखिएन ।’

Bank & Financial Institutions Involved in Merger & Acquisition

S.N	Name of Financial Institutions	Name After Merger	Merger or Acquisition	Swap Ratio	Joint Transaction Date
1	Laxmi Bank & Hisef Finance	Laxmi Bank	Merger		4/11/2061 BS
2	Nepal Bangladesh Bank & Nepal Bangladesh Finance	Nepal Bangladesh Bank	Merger		6/1/2064 BS
3	Narayani Finance  & National Finance	Narayani National Finance	Merger		7/15/2067 BS
4	Nepal Bangladesh Bank & Nepal SriLanka Merchant Finance	Nepal Bangladesh Bank	Merger		10/9/2067 BS
5	Himchuli Bikash Bank & Birgunj Finance	H & B Devt. Bank	Merger	1:01	11/1/2010 AD
6	Kasthamandap Devt. Bank & Shikhar Finance	Kasthamandap Devt. Bank	Merger	1:01	4/13/2012 AD
7	Infrastructure Devt. Bank & Swastik Merchant Finance	Infrastructure Devt. Bank	Merger	1:01	7/10/2012 AD
8	Business Devt. Bank & Universal Finance	Business Universal Devt. Bank	Merger	1:01	4/4/2012 AD
9	Annapurna Devt. Bank & Suryadarshan Finance	Supreme Devt. Bank	Merger	1:01	7/13/2012 AD
10	Macchapuchhre Bank & Standard Finance	Machhapuchchhre Bank	Merger	01:00.8	7/9/2012 AD
11	Global Bank & IME Finance & Lord Buddha Finance	Global IME Bank	Merger	1:0.79:0.70	7/9/2012 AD
12	Pashupati Devt. Bank & Uddham Bikash Bank	Axis Devt. Bank	Acquistion	1:01	7/13/2012 AD
13	Vibor Bikash Bank & Bhajuratna Finanace	Vibor Bikas Bank	Acquistion	01:01.2	9/2/2012 AD
14	Butwal Finance & Alpic Everest Finance & CMB Finance	Synergy Finance	Merger	1.2:1.1:0.88	12/6/2012 AD
15	Shine Devt. Bank & Resunga Bikash Bank	Shine Resunga Devt. Bank	Acquistion	1:01	6/30/2013 AD
16	Prudential Finance Company & Gorkha Finance	Prudential Finance company	Merger	1:01	3/18/2013 AD
17	NIC Bank & Bankof Asia Nepal	NIC Asia Bank	Acquistion	01:00.5	6/30/2013 AD
18	Diyalo Bikash Bank & Professional Devt. Bank	Professional Diyalo Bikas Bank	Acquistion	1:01	6/30/2013 AD
19	Araniko Devt. Bank & Surya Devt. Bank	Araniko Devt. Bank	Acquistion	01:00.9	7/14/2013 AD
20	Royal Merchant Banking & Finance & Rara Bikash Bank & Api Finance	Apex Devt. Bank	Merger	1:01:01	7/15/2013 AD
21	Global IME Bank & Social Devt. Bank & Gulmi Bikash Bank	Global IME Bank	Merger	1:0.4:0.5	7/14/2013 AD
22	Prabhu Finance & Sambridhi Bikash Bank & Baibhav Finance	Prabhu Bikas Bank	Acquistion	1:0.75:0.57	7/14/2013 AD
23	Manakamana Devt. Bank & Yeti Finance & Valley Finance	Yeti Devt. Bank	Merger	1:01:01	7/15/2013 AD
24	Global IME Bank & Commerz and Trust Bank	Global IME Bank	Acquistion	01:00.7	4/9/2014 AD
25	Reliable Finance, Subhalaxmi Finance & Nepal Consumer Devt. Bank	Reliable Devt. Bank	Merger	1.127:0.89:0.94	4/16/2014 AD
26	Reliance Finance & Lotus Investment Finance	Reliance Finance	Merger	1:01	5/8/2014 AD
27	Siddhartha Finance & Imperial Finance	Siddhartha Finance	Acquistion	1:01	5/8/2014 AD
28	Civil Bank, Axis Devt. Bank & Civil Merchant Bitiya Sanstha	Civil Bank	Acquistion	1:0.79:0.79	4/14/2014 AD
29	Biratlaxmi Bikash Bank & Khadbari Devt. Bank	Biratlaxmi Bikash Bank	Merger	01:00.7	5/17/2014 AD
30	Shangrila Devt. Bank & Bageshwari Bikash Bank	Shangrila Devt. Bank	Merger	1:01	7/13/2014 AD
31	Lumbini Bank & Navadurga Finance Company	Lumbini Bank	Merger	1:01	6/29/2014 AD
32	Purwanchal, Madhyamanchal, Paschimanchal, Madhyapaschimanchal & Sudurpaschimanchal Gramin Bikas Bank	Nepal Gramin Bikas Bank	Merger		30/04/2071 BS
33	Kist Bank, Prabhu Bikash Bank, Gaurishankar Devt. Bank & Zenith Finance	Prabhu Bank	Acquistion	0.97:1.07:1.07:0.92	9/15/2014 AD
34	Citizens BankInternational, Nepal Housing and Merchant Finance & Peoples Finance	Citizens Bank	Acquistion	1:0.4:0.4	5/8/2015 AD
35	Triveni Bikash Bank, Public Devt. Bank & Bright Devt. Bank	Triveni Bikas Bank	Merger	1.04:0.95:0.95	6/1/2015 AD
36	NDEP Devt. Bank & Rising Devt. Bank	Deva Bikas Bank	Acquistion	1:01	7/10/2015 AD
37	Bishwa Bikash Bank & Fewa Finance	Fewa Bikas Bank	Merger	1:01	7/13/2015 AD
38	Garima Bikas Bank & Nilgiri Bikas Bank	Garima Bikas Bank	Merger	1:01	7/13/2016 AD
39	Muktinath Bikas Bank & Civic Devt. Bank	Muktinath Bikas Bank	Acquistion	01:00.9	7/15/2015 AD
40	Sagarmatha Merchant & Finance Company & Patan Finance	Sagarmatha Finance	Merger	01:00.5	7/16/2015 AD
41	NMB Bank, Pathibhara Bikas Bank, Bhrikuti Bikas Bank, Clean Energy Devt. Bank & Prudential Finance Company	NMB Bank	Merger	1:0.67:0.87:0.75:0.43	10/18/2015 AD
42	Prabhu Bank & Grand Bank	Prabhu Bank	Merger	1.21:0.66	2/12/2016 AD
43	City Devt. Bank & Om Finance	Om Devt. Bank	Merger	0.96:1.05	4/4/2016 AD
44	Gorkha Bikas Bank & Kathmandu Finance	Gurkha Finance	Acquistion	1:01	4/10/2016 AD
45	Mega Bank & Paschimanchal Devt. Bank	Mega Bank	Merger	1.04:0.67	4/25/2016 AD
46	Kailash Bikash Bank, Metro Devt. Bank & Nepal Express Finance	Kailash Bikas Bank	Merger	1:0.87:0.85	5/30/2016 AD
47	Siddhartha Devt. Bank, Ekata Bikas Bank & Nepal Awas Finance	Siddhartha Devt. Bank	Acquistion	1:01:01	6/10/2016 AD
48	Shine Resunga Devt. Bank & Gaumukhi Bikas Bank	Shine Resunga Devt. Bank	Merger	01:00.9	6/10/2016 AD
49	Kamana Bikas Bank & Kaski Finance	Kamana Bikas Bank	Acquistion	1:01	6/20/2016 AD
50	Siddhartha Bank & Business Universal Devt. Bank	Siddhartha Bank	Merger	01:00.6	6/21/2016 AD
51	Sunrise Bank & Narayani National Finance	Sunrise Bank	Acquistion	01:00.8	7/14/2016 AD
52	Bankof Kathmandu & Lumbini Bank	Bankof Kathmandu	Merger	01:00.8	7/14/2016 AD
53	Citizens Bank& Premier Finance	Citizens Bank	Acquistion	01:00.3	7/17/2016 AD
54	Jyoti Bikas Bank & Jhimruk Bikash Bank	Jyoti Bikash Bank	Merger	1:01	8/12/2016 AD
55	Malika Bikas Bank, Mahalaxmi Finance & Siddhartha Finance	Mahalaxmi Bikas Bank	Merger	1:01:01	9/4/2016 AD
56	Vibor Bikas Bank & Society Devt. Bank	Vibor Society Devt. Bank	Merger	1:01	9/2/2016 AD
57	Garima Bikas Bank & Subekshya Bikash Bank	Garima Bikas Bank	Merger	1:01	9/20/2016 AD
58	Civil Bank & International Leasing & Finance Company	Civil Bank	Acquistion	01:00.7	10/17/2016 AD
59	NCC Bank, Infrastructure Devt. Bank, Apex Devt. Bank, Supreme Devt. Bank & International Devt. Bank	NCC Bank	Merger
60	Sanima Bank & Bagmati Devt. Bank	Sanima Bank	Acquistion	01:00.4	1/13/2017 AD
61	Tourism Devt. Bank, Matribhumi Bikas Bank & Kalinchowk Devt. Bank	Tourism Devt. Bank	Acquistion	1:0.92:0.77	1/8/2017 AD
62	Laxmi Bank & Professional Diyalo Devt. Bank	Laxmi Bank	Acquistion	01:00.5	1/15/2017 AD
63	Shree Investment & Finance Company & Everest Finance	Shree Investment Finance Company	Merger	01:00.7	2/1/2017 AD
64	Sunrise Bank & NIDC Capital Market	Sunrise Bank	Acquistion	01:00.7	2/10/2017 AD
65	Global IME Bank & Pacific Devt. Bank	Global IME Bank	Acquistion	01:00.7	2/12/2017 AD
66	Bhaktapur Finance Company & Central Finance	Central Finance	Acquistion	1:01	3/23/2017 AD
67	Janata Bank & Triveni Bikas Bank	Janata Bank	Merger	1:01	4/7/2017 AD
68	Prime Bank & Biratlaxmi Bikash Bank & Country Devt. Bank	Prime Bank	Acquistion	01:00.7	4/30/2017 AD
69	Century Bank, Innovative Devt. Bank & Araniko Devt. Bank	Century Bank	Acquistion		6/11/2017 AD
70	Kumari Bank, Kasthamandap Devt. Bank, Mahakali Bikash Bank, Kakrebihar Bikash Bank & Paschimanchal Finance	Kumari Bank	Acquistion	1:0.85:0.85:0.85	6/26/2017 AD
71	Om Devt. Bank & Manaslu Bikas Bank	Om Devt. Bank	Merger	01:00.9	6/16/2017 AD
72	Gandaki Bikas Bank & Fewa Bikas Bank	Gandaki Bikas Bank	Merger	1:01	7/5/2017 AD
73	Mahalaxmi Bikas Bank & Yeti Devt. Bank	Mahalaxmi Bikas Bank	Merger	1:01	7/2/2017 AD
74	Lumbini Finance and Leasing Company & Vibor Society Devt. Bank	Lumbini Bikas Bank	Merger	01:00.8	7/9/2017 AD
75	Nepal Investment Bank & Ace Devt. Bank	Nepal Investment Bank	Acquistion	01:00.4	7/13/2017 AD
76	Civil Bank & Unique Finance	Civil Bank	Acquistion	01:00.9	7/2/2017 AD
76	Civil Bank & Hama Merchant & Finance	Civil Bank	Acquistion	01:00.9	7/2/2017 AD
77	Janata Bank & Siddhartha Devt. Bank	Janata Bank	Acquistion	1:01	7/14/2017 AD
78	Shangrila Devt. Bank & Cosmos Devt. Bank	Shangrila Devt. Bank	Merger	1:01	7/14/2017 AD
79	Global IME Bank & Reliable Devt. Bank	Global IME Bank	Acquistion		1/15/2018 AD
80	Century Bank & Sagarmatha Finance	Century Bank	Acquistion	01:01.0	7/15/2017 AD
81	Kamana Bikas Bank & Sewa Bikas Bank	Kamana Sewa Bikas Bank	Acquistion	1:01	8/6/2017 AD
82	Western Devt. Bank & Namaste Bittiya Sanstha	Western Devt. Bank	Acquistion	1:01	10/15/2017 AD
83	Deva Bikas Bank & Sajha Bikas Bank	Deva Bikas Bank	Acquistion	01:00.5	11/9/2017 AD
84	Deva Bikas Bank & Union Finance	Deva Bikas Bank	Acquistion	01:00.5	11/9/2017 AD
85	Jyoti Bikas Bank & Raptibheri Bikas Bank	Jyoti Bikash Bank	Acquistion	1:01	10/25/2017 AD
86	Century Bank & Seti Finance	Century Bank	Acquistion	01:00.7	12/8/2017 AD
86	Century Bank & Alpine Devt. Bank	Century Bank	Acquistion	01:00.9	12/8/2017 AD
87	Rastriya Banijya Bank & NIDC Devt. Bank	Rastriya Banijya Bank	Merger	1:01	5/2/2018 AD
88	Mega Bank & Tourism Devt. Bank	Mega Bank	Acquistion	01:01.0	5/13/2018 AD
89	Kabeli Bikas Bank & Mount Makalu Devt. Bank	Kabeli Bikas Bank	Acquistion	01:00.9	6/10/2018 AD
90	Best Finance Company & Synergy Finance	Best Finance Company	Acquistion	1:01	8/2/2018 AD
91	Jyoti Bikas Bank & Hamro Bikash Bank	Jyoti Bikash Bank	Merger	1:01	8/12/2016 AD
92	Saptakoshi Devt. Bank & Kabeli Bikas Bank	Saptakoshi Devt. Bank	Merger	01:01.0	3/22/2076 BS
93	Tinaau bikas Bank & Mission Devt. Bank	Tinau Mission Devt.  Bank	Merger	1:01	3/31/2076 BS
94	Deva Bikas Bank & Western Devt. Bank	Deva Bikas Bank	Acquistion	1:01	3/30/2076 BS
95	Sadhana & Arthik Samriddhi Laghubitta	Sadhana Laghubitta	Acquistion	01:00.8	3/30/2076 BS
96	Nepal Investment Bank & Jebils Finance Company	Nepal Investment Bank	Acquistion	01:00.3	3/30/2076 BS
97	Global IME Bank & Hathway Finance	Global IME Bank	Acquistion	01:00.4	18/05/2076 BS
98	NRN, Ramaroshan & Creative Laghubitta	NRN Laghubitta Bittiya Sanstha	Merger	1:01:01	24/05/2076 BS
99	Prime Bank & Kankai Bikas Bank	Prime Bank	Acquistion	01:00.7	29/05/2076 BS
100	NMB Bank & OM Devt.  Bank	NMB Bank	Merger	01:00.8	11/6/2076 BS
101	Shine resunga Devt. Bank, Purnima Bikas Bank & Bhargav Bikas Bank	Shine Resunga Devt. Bank	Acquistion	1:0.95:0.95	27/06/2076 BS
102	Global IME Bank & Janta Bank	Global IME Bank	Merger	01:00.8	20/08/2076 BS
103	Tinau Mission Devt. Bank & Nepal Community Devt. Bank	Tinau Mission Devt. Bank	Acquistion	1:01	22/08/2076 BS
104	Womi & Nagarik Laghubitta	Womi  Laghubitta	Merger	01:00.7	30/08/2076 BS
105	Sarathi & Satyawati Laghubitta	Sarathi Laghubitta	Merger	01:00.9	04/09/2076 BS
106	kalika &Jansewi Laghubitta	Kalika Janasewi Laghubitta	Merger	1:01	23/09/2076 BS
107	Suryadaya Laghubitta & Trilok Laghubitta	Suryodaya Laghubitta	Merger	01:01.0	10/11/2076 BS
108	Prime Bank &  Kailash Bikas Bank	Prime Bank	Acquistion	01:00.9	29/11/2076 BS
109	Citizens Bank& Sahayogi bikas Bank	Citizens Bank	Acquistion	01:00.9	20/03/2077 BS
110	Mirmire & Cweda Laghubitta	Mirmire Laghubitta	Acquistion	01:00.6	21/03/2077 BS
111	Mega Bank & Gandaki Bikas Bank	Mega Bank	Acquistion	1:01	21/03/2077 BS
112	Chautari & Armabha Laghubitta	Arambha Chautari Laghubitta	Merger	1:01	22/03/2077 BS
113	Unnati Microfinance & Sahakarya Laghubitta	Unnati Sahakarya Laghubitta	Merger	01:00.7	26/03/2077 BS
114	Kumari Bank & Deva Bikas Bank	Kumari Bank	Merger	01:00.9	28/03/2077 BS
115	NRN, Divya & Kisan Laghubitta	NRN Laghubitta(Kisan)	Merger	1:01:01	29/03/2077 BS
116	Manakamana & Smart Laghubitta	Manakamana Smart Laghubitta	Merger	1:01	11/4/2077 BS
117	NMB Bank & Kanchan Devt. Bank	NMB Bank	Acquistion	01:00.8	7/05/2077 BS
118	Mirmire & Nagbeli Laghubitta	Mirmire Laghubitta	Acquistion	01:01.0	7/05/2077 BS
119	Jeevan Bikash, Solve & Garibi Nyunikaran Laghubitta	Jeevan Bikash Laghubitta	Merger	00:57.6	22/05/2077 BS
120	Sarathi Laghubitta & Naya Nepal Laghubitta	Sarathi Nepal Laghubitta	Merger	1:01	05/06/2077 BS
121	Sajilo & Summit Laghubitta	Summit Laghubitta	Merger	1:01	06/06/2077 BS
122	Sworojgar &  Janakpur Laghubitta	Sworojgar Laghubitta	Merger	01:00.7	6/25/2077 BS
123	Mahuli & Nawakiran Laghubitta	Mahuli Laghubitta	Merger	01:01.0	8/8/2077 BS
124	Jalpa & Mahila Samudayik Laghubitta	Jalpa Laghubitta	Merger	0.94:1	16/8/2077 BS
125	Nepal Investment Bank & City Express Finance company	Nepal Investment Bank	Acquistion	01:00.3	10/11/2077 BS
126	Womi & Gramin SoyamSebak Laghubitta	Womi lagubitta Bittiya Santha	Merger	1:01	12/3/2077 BS
127	NIC Asia & Swodesi Laghubitta	NIC Asia Laghubitta	Merger	01:00.9	12/8/2077 BS
128	Citizen Bank International & Tinaau Mission Devt. Bank	Citizens Bank	Acquistion	01:01.0	12/14/2077 BS
129	Gharelu & Samata Laghubitta	Samata Gharelu Laghubitta	Merger	01:00.8	1/2/2078 BS
130	Global IME & Sparsa Laghubitta	Global IME Laghubitta	Acquistion	01:00.9	1/8/2078 BS
131	Citizen Bank& Srijana Finance	Citizens Bank	Acquistion	01:01.0	3/26/2078 BS
132	Nabil Bank & United Finance	Nabil Bank	Acquistion	01:00.3	3/27/2078 BS
133	Nepal Finace & Lalitpur Finance	Nepal Finance	Acquistion	1:01	3/27/2078 BS
134	CYC Nepal & Shaligram Laghubitta	CYC Nepal Laghubitta	Acquistion	01:00.7	3/29/2078 BS
135	National Microfinance & Mahila Sahayatra Laghubitta	National Microfinance Laghubitta	Acquistion	01:00.7	3/20/2078 BS
136	Infinity & Nepal Agro Laghubitta	Infinity Laghubitta	Acquistion	01:01.0	2078.05.04 BS
137	Nepal Sewa & Win Laghubitta	Win Nepal Laghubitta	Merger	01:00.7	2078.07.15 BS
138	Garima Bikash Bank & Sahara Bikash Bank	Garima Bikash Bank	Acquistion	1:01	2078.07.28 BS
139	Arambha Chautari & Deurali Laghubitta	Arambha Chautari Laghubitta	Acquistion	01:00.8	2078.07.30 BS
140	Unique Nepal & Ghodighoda Laghubitta	Unique Nepal Laghubitta	Merger	01:00.5	2078.09.30 BS
141	Womi & Suryodaya Laghubitta	Suryodaya Womi Laghubitta	Merger	1:01	2078.12.19 BS
142	Nabil Bank & Nepal Bangladesh Bank	Nabil Bank	Acquistion	01:00.4	2079.03.27 BS
143	Mirmire LaghubittaSanstha & Buddhajyoti Laghubitta	Mirmire Laghubitta	Acquistion	01:00.8	2079.05.15 BS
144	Kumari Bank & NCC Bank	Kumari Bank	Merger	1:01	2079.09.17 BS
145	Global IME Bank & Bank of Kathmandu	Global IME  Bank	Merger	1:01	2079.09.25 BS
146	Prabhu Bank & Century Bank	Prabhu Bank	Acquistion	1:01	2079.09.26 BS
147	Nepal Investment Bank & Mega Bank	Nepal Investment Mega Bank	Merger	01:00.9	2079.09.27 BS
148	Himalayan Bank & Civil Bank	Himalayan Bank	Acquistion	01:00.8	2079.11.12 BS
149	CYC Nepal & Adhikhola Laghubitta	CYC Nepal Laghubitta	Merger	01:00.7	2079.11.30 BS
150	Diprocs & Adarsha Laghubitta	Diprocs Laghubitta	Acquistion	1:01	2080.03.01 BS
151	Dhaulagiri & Khaptad Laghubitta	Dhaulagiri Laghubitta	Merger	01:00.7	7/5/2023 AD
152	Sana Kisan & RMDC Laghubitta	Sana Kisan Laghubitta	Merger	01:00.9	7/9/2023 AD
153	Laxmi Bank & Sunrise Bank	Laxmi Sunrise Bank	Merger	1:01	7/14/2023 AD
154	National Microfinance & Summit Laghubitta	National Laghubitta	Merger	01:00.7	7/15/2023 AD
155	Bijay & Naya Sarathi Laghubitta	Bijay Laghubitta	Merger	1:01	7/16/2023 AD
156	Asha & Rastra Utthan Laghubitta	Asha Laghubitta	Acquistion	1:01	7/16/2023 AD
157	Samudayik & BPW Laghubitta	Samudayik Laghubitta	Merger	01:00.8	11/24/2080 BS
158	Nerude & Mirmire Laghubitta	Nerude Mirmire Laghubitta	Merger	1:01	11/30/2080 BS
159	Kisan & Jalpa Laghubitta	Matribhumi Laghubitta	Merger	01:00.9	3/27/2081 BS
160	Samata Gharelu & Manakama Laghubitta	Samata Gharelu Laghubitta	Acquistion	1:01	3/24/2081 BS
161	Sabaiko & Sadhana Laghubitta	Sampada Laghubitta	Merger	1:01	3/30/2081 BS